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Deposit Interest Rates

View our deposit interest rates for each type of account. These rates are effective as of October 30,2025.

 

 Checking Accounts

AccountMinimum Balance to Open AccountMinimum Balance to Obtain APYInterest RateAnnual Percentage Yield
Interest Checking 1, 2, 3$500.00-.05%.05%
50 PLUS Checking 1, 3$100.00-.10%.10%
Non-Profit Checking 1, 2Non-Profit Checking I: $500.00
Non-Profit Checking II: $1,000.00		$.01 – $9,999.99
$10,000.00 – $49,999.99
$50,000.00 - $99,999.99
$100,000.00 – and above		.50%
1.00%
1.50%
2.00%		.50%
1.00%
1.51%
2.02%

1. This is a variable rate account; the interest rate and annual percentage yield may change after the account is opened
2. Fees may reduce earnings
3. Early Closing Fee – $30.00 fee may be imposed if account is closed within 3 months of opening

 

Savings Accounts

AccountMinimum Balance to Open AccountInterest RateAnnual Percentage Yield
Thrift Savings 1$50
.10%.10%
Youth Savings 1, 2-.10%.10%
Regular Savings 1$250
.15%.15%

1. This is a variable rate account; the interest rate and annual percentage yield may change after the account is opened. Fees may reduce earnings. Early Closing Fee – $30.00 fee may be imposed if account is closed within 3 months of opening.

2. For individuals under 18 only.

 

Health Savings Accounts

Minimum Balance to Open AccountMinimum Balance to Obtain APYInterest RateAnnual Percentage Yield
$100.00
$0 - $9,999.99.25%.25%
$10,000.00-$29,999.99.50%.50%
$30,000.00 and above3.00%3.04%

This is a variable rate account; the interest rate and annual percentage yield may change after the account is opened. Fees may reduce earnings. $30.00 fee may be imposed if account is closed within 3 months of opening.

 

Money Market Accounts

Minimum Balance to Open AccountMinimum Balance to Obtain APYInterest RateAnnual Percentage Yield
$1,000.00$.01 - $9,999.99.25%.25%
$10,000.00 - $24,999.99.50%.50%
$25,000.00 - $49,999.99.75%.75%
$50,000.00 - $99,999.99.85%.85%
$100,000.00 - $249,999.991.00%1.00%
$250,000.00 - $499,999.991.25%1.26%
$500,000.00 and above3.35%3.40%

This is a variable rate account; the interest rate and annual percentage yield may change after the account is opened. Fees may reduce earnings. Early Closing Fee – $30.00 fee may be imposed if account is closed within 3 months of opening.

 

CD and IRA Accounts

TermMinimum Balance to Open AccountInterest RateAnnual Percentage Yield
3 Month$1000.003.75%3.80%
6 Month$1000.003.65%3.68%
12 Month$1000.003.60%3.60%
18 Month$1000.003.55%3.55%
24 Month$1000.003.50%3.50%
30 Month$1000.003.50%3.50%
36 Month$1000.003.50%3.50%
48 Month$1000.003.50%3.50%
60 Month$1000.003.60%3.60%

A penalty may be imposed for early withdrawal.
Fees could reduce earnings.

Have Questions About Our Rates?

Please feel free to reach out so we can answer any additional questions you may have about our interest rates.

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